Policybazaar 

Policybazaar is the consumer insurance-marketplace brand of PB Fintech, which the notes date to 2008 as Etechaces, with Policybazaar itself in 2008 and Paisabazaar in 2014. It is not an underwriter, not a scheduled commercial bank, and not a deposit-taking lender, even though Paisabazaar distributes loans and credit-score tools. A shopper who compares a policy, tracks a claim with an insurer, or uses a credit-score journey is still dealing with a listed marketplace and its partners, not with a comment-thread “relationship manager” who asks for a one-time password. Corporate identification should stay as given. CIN L51909HR2008PLC037998 and the office at Plot 119, Sector 44, Gurugram identify the listed company. The IPO on 15 November 2021 is recorded at a Rs 980 to Rs 1,150 price band. Those legal facts are not a reason to invent later PAT rupee numbers that were not supplied, and they are not a KYC form a stranger can complete in a DM. Premium annualised run-rate of about Rs 355 billion in Q1 FY27, 71.6 million policies till June 2026, loans ARR of about Rs 175 billion, and 60.6 million credit-score customers are company-stated operating cuts. They describe marketplace volume. They do not mean Policybazaar underwrites the risk or holds the loan book as a bank. Because the brand sits between households and insurers, impersonation is common. Look-alike pages offer “instant policy issuance” or “Paisabazaar pre-approved loans” and then harvest the SMS code that actually authorises a bank mandate. The firm does not underwrite. A reel that compares premiums is not a policy document. A credit-score creative is not a bureau report delivered in a chat. Gurugram plot details are a registered address, not a drop-box for Instagram KYC. Official social destinations—Facebook at policybazaar, X at Policybazaar, Instagram at policybazaar, LinkedIn at policybazaar, and YouTube at user/Policybazaar—are brand and public-information channels. They are not underwriting desks, not claim-settlement counters, and not places to share an OTP, PIN, CVV, or password. Confirm products and account actions only on the company’s own sites or with the insurer named on the policy. If a stranger DMs a payment link or asks for a one-time password, close the thread.