Bank of India 

Bank of India is a nationalised scheduled commercial bank headquartered in Mumbai—a deposit-taking, credit-granting, trade-and-treasury institution that serves households, small and mid-size enterprises, corporates, and overseas customers from one regulated franchise. It is not a payments wallet, a cooperative, or a single-product lender. Anyone who banks at a domestic counter, uses the bank’s app, or deals through an overseas branch is dealing with the same legal entity that answers to the Reserve Bank of India and files results as a listed public-sector bank. The house was founded in Mumbai on 7 September 1906 and was among the banks taken into public ownership in the 1969 nationalisation. Those two dates still define the commercial story: a Bombay-origin bank that became a nationwide PSU lender with an unusually early overseas book. Scale is still branch-led. The bank reports more than 5,300 domestic branches and 47 overseas branches—an overseas footprint that is part of the identity, not a footnote. Correspondent and trade relationships sit on top of that physical network. Bank of India was a founding member of SWIFT from India, which is why the brand appears in older cross-border-payment histories as well as in domestic retail campaigns. Internally, the bank is associated with the Health Code system introduced in 1982—an early credit-monitoring framework that classified accounts by risk colour and became part of Indian banking vocabulary. Those facts belong in a company-first description because they explain how the institution thinks about international rails and asset quality, not because they are marketing slogans. The product map is that of a full-service public-sector bank: savings and current accounts, deposits, retail and housing credit, agriculture and priority-sector lending, MSME and working-capital lines, corporate and project finance, trade services, government business, and cards and UPI attached to core accounts. Digital channels sit on the franchise; they do not replace the legal bank. Official social destinations—Facebook at BankofIndia, Instagram at @bankofindiaofficial, LinkedIn at /company/bankofindiaofficial, YouTube at /c/BankofIndia_IND, and X at @BankofIndia_IN—are brand and public-information channels. They publish campaigns, results colour, security notes, and product films. They are not internet-banking logins, not grievance cells, and not KYC counters. Filings, tariff schedules, overseas-branch lists, and audited numbers belong on the bank’s website and in exchange disclosures. Impersonation of large PSU banks is routine; treat unsolicited requests for remote access, identity scans, or transfers to personal accounts as fraud. English is the language of these listings; Hindi and regional films appear in consumer creative. Country is India. Follow only the official handles listed here. Confirm locators, SWIFT and trade desks, and financial statements on the bank’s own site, then read every social post as communication from a 1906 Mumbai bank, nationalised in 1969, that still runs 5,300-plus domestic outlets, 47 overseas branches, a founding SWIFT role from India, and a credit culture shaped by the 1982 Health Code.