ESAF Bank on LinkedIn 

ESAF Small Finance Bank is a social small-finance bank that traces its story from an NGO founded in 1992 by K. Paul Thomas, through a microfinance chapter in 2008, to a licensed bank rather than a payments app or a chit-fund desk. The Reserve Bank of India granted in-principle approval in October 2015 and a final licence in November 2016. Banking operations commenced on 10 March 2017. On esaf.bank.in the Thrissur-headquartered listed bank still writes a purpose sentence—Fighting the Partiality of Prosperity—as the house line for why deposit, credit, and last-mile service sit together. Those claims belong on the website and in filings; they are cited here only as ESAF’s own yardsticks, not as an independent social-impact census. The operating catalogue is savings and current accounts, term deposits including the Hrudaya FD chapter the bank publishes, small-ticket and livelihood credit, and a branch-plus-correspondent network meant to stay after the first account is opened. As at 31 March 2026 the company publishes 804 branches, 720 ATMs, and 1,047 common service centres across 24 states and two Union territories, with more than one crore customers and 10,994 employees. Those network and headcount figures are ESAF’s own published numbers. Official Facebook, Instagram, Threads, X, and LinkedIn carry inclusion films, product notes, and results colour. They are not a branch counter, a loan-sanction desk, or a place to share OTPs, PINs, CVVs, passwords, or card numbers. Customers are households and micro-entrepreneurs who need a regulated small-finance bank rather than an informal lender. Official bank information on social pages is not financial advice, not a rate lock, and not a substitute for the schedule of charges or the account-opening form on esaf.bank.in. Commercial, media, and shareholder mail belong on the contact and investor-relations routes the bank publishes, including investor.relations@esafbank.com on the investor-contacts page. Follow the official pages for the operating social SFB, then verify every branch count, licence date, and product name at the source before treating a reel as a banking instruction.